Loans
Whatever the reason, we are here to help
Fair, affordable loans when you need them the most. Borrow from £50 - £15,000 from 5.9% to 42.6% APR.
Payroll Savings Loan
Employed by one of our payroll partners? Get a 1% discount on our loan rates
Unlock the exclusive benefits available to you by becoming a member today and join our credit union supporting the community.
Loan calculator
Apply for a loan today with interest rates that suit you!
Maximum Loan Term :
42.6%
42.6%
42.6%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
The benefits of borrowing from Cambrian CU
A minimum borrowing amount of only £50 with affordable interest repayment rates
Easy application online or in branch
No early repayment fees or penalties and no hidden fees
Repayments are flexible and tailored to suit the individual’s needs
Interest is charged only on the outstanding reducing balance
Decisions made within 2 working days
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Loans FAQs
Have a question? Check below to see if it is answered in our Frequently Answered Questions.
You can apply to borrow as much or as little as you need. Our maximum unsecured loan is £15,000 and the minimum amount £50. All loan decisions are based on your income, expenditure and your ability to repay.
You can become a membership and apply for a loan at the same time. Cambrian Credit Union does not currently require a member to save before they apply for a loan.
We usually complete and have funds in place within 2 working days.
Yes, you can repay your loan in full at any time without penalty. You can also make additional deposits to reduce the value of your outstanding loan at any time – again without penalty.
Every member of Cambrian Credit Union must keep £5 in their share account at all times. – annual membership fee of £3 taken on the anniversary of joining the credit union.
