This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary. We may share the information you provide on this application with credit reference and fraud prevention agencies to help us make a decision. What we do and how both we and credit reference and fraud prevention agencies will use your information is detailed in the document called the Credit Reference Agency Information Notice (CRAIN). We may need to alter an applicant’s Loan product due to affordability or other circumstances. In this instant our loans team will contact you and keep you up to date with your application. Example: £3,550 borrowed over 2 years at 12.70% APR. Total repayable: £4,039.95.  All Loans are subject to our Lending Policy and Terms & Conditions