Become a Member

Join Us Today

For over 25 years, Cambrian Savings & Loans has helped people across Wales with fair financial services. When you bank with us, you're not just a customer; you're a member of a co-operative dedicated to our community's financial well-being. Live or work in Wales? Join us today!

Join Us Today

As a credit union, Cambrian Savings & Loans is owned and controlled by the very people who use our services. We operate with a clear purpose: to promote the financial well-being of our members and the community. Our operations are overseen by a volunteer board of directors, elected by you, to ensure we are always working in your best interest.

We've been supporting communities for over 25 years, providing access to ethical and fair financial services. All money saved with us is protected by the Financial Services Compensation Scheme, just like a bank or building society, giving you peace of mind. We also make saving easy through arrangements with over 50 local companies, councils, and health services, allowing you to save or repay loans directly from your wages. Any profits we make are returned to you, our members, through a dividend and better rates on savings and loans. If you live or work in Wales, we invite you to join us today!

Join and Save

Join and Save

Become a Member and start saving at the same time
Join and Borrow

Join and Borrow

Become a Member and apply for a loan at the same time

Join and Save

Let’s get started! Simply enter your home postcode to see if you are eligible to join

 

Member Eligibility

You can join if you meet at least one of the following requirements:

  • Live or Work in Wales: You reside or are employed anywhere within the country of Wales.
  • Family & Household: You live in the same household as a current member, or you are a relative of a current member.
  • Association Membership: You are a member of Unison or Unite the Union (provided you live or work within Wales, Shropshire, Cheshire West and Chester, or Wirral).
  • Corporate Bodies: Businesses or associations with a place of business in Wales may also be eligible.

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Savings FAQs

Have a question? Check below to see if it is answered in our Frequently Answered Questions.

How do I become a member

Download our Mobile App on the App Store or Google Play Store, click the Join button and follow the steps to become a member.

Are there any membership fees?

To use our products and services, there is now no joining fee.

Members must maintain a minimum of £5 in their account at all times to keep it active.

Junior members (Aged up to 15 years) do not pay a membership fee until they become an Adult Member (from 16 years of age)

Deposits can be made via a Payment Link which is sent once the online application is submitted.  Standing Order and Benefits are accepted.

For more information of our fees please click on this link

How much can I save?

Save as little or as much as you want but accounts can hold a maximum of £85,000.

Are my savings safe?

Yes. As a member of the Government-backed Financial Services Compensation Scheme, your total savings are protected up to the value of £120,000.

What is the interest rate on my savings?

Your Cambrian Credit Union savings actively support your financial well-being and the local area. Although our savings accounts do not generate interest, because we are owned by our members, when we make a profit, we share that surplus in the form of dividends. These payments are drawn from the Credit Union's successful performance and returned to you, providing a local, ethical return on your savings. This model is vital: it guarantees that our profits stay right here, circulating within the local economy to benefit the community as a whole.

How do I pay into my savings

Choose from Standing order, Online banking, or through our app. Or why not save directly through you salary through Payroll Savings.

Cambrian Credit Union Limited

Sort Code: 08-92-50

Account Number: 67005527

For your reference please input your Cambrian member number and reason - Example - XXXXXX Junior Savings

Warning: Late repayment can cause you serious money problems. For help with your account please contact our team on 0333 2000 601, email info@cambriancu.com or visit https://www.cambriancu.com/contact-us . For financial advice visit www.moneyhelper.org.uk