Whatever the reason, we are here to help
Fair, affordable loans when you need them the most. Borrow up to £15,000 from 7.9% to 42.6% APR.
Unlock the exclusive benefits available to you by becoming a member today and join our credit union supporting the community.
Apply for a loan today with interest rates that suit you!
Maximum Loan Term :
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
The benefits of borrowing from Cambrian CU
Borrow up to £15,000
Easy application online or in branch
No early repayment fees or penalties and no hidden fees
Repayments are flexible and tailored to suit the individual’s needs
Interest is charged only on the outstanding reducing balance
We usually process applications within 3 working days, as long as we receive the relevant uploaded documents
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Have a question? Check below to see if it is answered in our Frequently Answered Questions.
You can apply to borrow as much or as little as you need. Our maximum unsecured loan is £15,000. All loan decisions are based on your income, expenditure and your ability to repay.
You can become a membership and apply for a loan at the same time. Cambrian Credit Union does not currently require a member to save before they apply for a loan.
We process our applications as quick as possible as long as we receive the relevant uploaded documents. The quicker we receive your documents, the quicker we can approve your application!
To apply for a loan we require:
Up to date photo ID
- Driving License
Proof of address
- Benefit letter
- Tenancy agreement,
- Utility bill
- Council tax bill.
3 months proof of address are required for your application.
If you don’t have photo id don’t worry, we may require additional proof of address information.
Yes, you can repay your loan in full at any time without penalty. You can also make additional deposits to reduce the value of your outstanding loan at any time – again without penalty.
Every member of Cambrian Credit Union must keep £5 in their share account at all times. – annual membership fee of £3 taken on the anniversary of joining the credit union.