Payroll Deduction
Save or Borrow Through Your Salary
For over 25 years Cambrian savings & loans has worked with a number of employers across North Wales and Powys to provide employees with a simple method to save money or pay loans directly from their salaries. Choose to repay a Personal Loan through payroll and receive an exclusive 1% discount on your loan rate. Terms and conditions apply.
Our Payroll Partners
Employed by one of our Payroll Partners? start saving or borrowing through payroll today!

Join and Save
Let’s get started! Simply enter your home postcode to see if you are eligible to join
Member Eligibility
You can join if you meet at least one of the following requirements:
- Live or Work in Wales: You reside or are employed anywhere within the country of Wales.
- Family & Household: You live in the same household as a current member, or you are a relative of a current member.
- Association Membership: You are a member of Unison or Unite the Union (provided you live or work within Wales, Shropshire, Cheshire West and Chester, or Wirral).
- Corporate Bodies: Businesses or associations with a place of business in Wales may also be eligible.
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Payroll deduction FAQ's
Have a question? Check below to see if it is answered in our Frequently Answered Questions.
Simply contact us and we will arrange for one of our representatives to discuss how we can help facilitate the services for your team.
Nothing! We will run the scheme for the employer on behalf of the employee.
To use our products and services members must maintain a minimum of £5 in their account at all times to keep it active.
A yearly membership fee of £5 is charged on the anniversary of joining. Junior members (Aged up to 15 years) do not pay a membership fee until they become an Adult Member (from 16 years of age)
Deposits can be made via a Payment Link which is sent once the online application is submitted. Standing Order and Benefits are accepted.
For more information of our fees please click on this link
Easy, simply promote the service to your team through regular updates, newsletter, payslip marketing and allowing us to assist through signing up days and updates.
Very little. Once the service is in place, which is simple, we would just need a remittance sent with who and how much would be transferred through to the employees credit union account
Our team offer support through all of our platforms, and once setup a member of our team will be assigned to assist.
Warning: Late repayment can cause you serious money problems. For help with your account please contact our team on 0333 2000 601, email info@cambriancu.com or visit https://www.cambriancu.com/contact-us . For financial advice visit www.moneyhelper.org.uk
