Moneyworks Payroll Saving

Moneyworks Wales - Save through your salary

Want to improve your financial wellbeing? Save money directly from your salary

Employed by one of our Payroll Partners?

Cambrian Credit Union has arrangements with over 50 local companies, local authorities and health services to enable our members to make savings or pay loans directly from their wages.

How do I open my account?

Simply Download our Mobile Banking App, complete our membership and your good to go.

Join us today

Already a member?

If you're already a valued member, or have just completed your new membership, starting your savings journey is simple! Just give our friendly team a call on 0333 2000 601 or send us an email at info@cambriancu.com to request your new savings account. We're here and ready to help you every step of the way

Our Payroll Partners

Employed by one of our Payroll Partners? start saving or borrowing through payroll today!

  • Adferiad Recovery
  • ADRA
  • Affinity Healthcare
  • Airbus
  • Archwood Group
  • Ardagh
  • AVOW – Association Of Voluntary Organisations Of Wrexham
  • Baavet
  • Bangor University
  • Betsi Cadwaladr University Health Board
  • CAIS
  • Cartrefi Cymru
  • Cartrefi Conwy
  • Clifford Jones Timber
  • Clwyd Alyn
  • Cooptions
  • Conwy Connect For Learning Disabilities
  • Conwy County Borough Council
  • Conwy County Borough Council Teachers
  • Craig Bragdy Design
  • CVSC
  • Denbighshire County Council
  • Denbighshire Leisure
  • DVSC
  • Flintshire County Council
  • Grwp Cynefin
  • Grwp Llandrillo Menai
  • Gwynedd Council
  • Hafal
  • Homeinstead
  • HYDRO Aluminium Deeside
  • Isle Of Anglesey County Council
  • Jackson Fire & Security Solutions
  • Kim Inspire
  • Mark Water Pumps Limited
  • Mon CF
  • Natural Resources Wales
  • Net World Sports
  • Newtown And Llanllwchaiarn Town Council
  • North Wales Housing Association
  • Nu Instruments
  • Pennysmart CIC
  • Pilgrim's UK Lamb Ltd
  • Powys County Council
  • Powys Teaching Health Board
  • Public Health Wales
  • QIOPTIQ
  • Rhyl City Strategy
  • Splash Community Trust Plas Madoc
  • South Denbighshire Community Partnerships
  • Thorncliffe Building Supplies
  • TRB
  • Velindre University NHS Trust
  • WCADA
  • WCVA
  • Welcome Furniture
  • Welsh Ambulance Service
  • Welsh Government
  • Welsh Women’s Aid
  • Wrexham County Borough Council
  • Wrexham University

Why should I payroll save?

Being part of a payroll scheme benefits staff and employers.

Save direct from your salary with Cambrian Savings & loans.

Watch your savings grow with automatic transfers direct from your salary to your savings account.

Build financial resilience and improve your financial wellbeing

Stress-free payments straight from your salary, so you never miss a repayment.

Receive a 1% per discount on our normal interest rate

Become our newest payroll partner

Become a payroll partner today and help support financial wellbeing for you and your team.

We are trusted

Check out our latest Trustpilot reviews

Payroll savings FAQs

Have a question? Check below to see if it is answered in our Frequently Answered Questions.

How do I become a member?

Download our Mobile App on the App Store or Google Play Store, click the Join button and follow the steps to become a member.

Are there any membership fees?

To use our products and services, there is now no joining fee.

Members must maintain a minimum of £5 in their account at all times to keep it active.

A yearly membership fee of £5 is charged on the anniversary of joining.  Junior members (Aged up to 15 years) do not pay a membership fee until they become an Adult Member (from 16 years of age)

Deposits can be made via a Payment Link which is sent once the online application is submitted.  Standing Order and Benefits are accepted.

For more information of our fees please click on this link

How much can I save?

Save as little or as much as you want but accounts can hold a maximum of £85,000.

Are my savings safe?

Yes. As a member of the Government-backed Financial Services Compensation Scheme, your total savings are protected up to the value of £120,000.

How long do I have to save for before I apply for a loan?

Cambrian Credit Union does not currently require a member to save before they apply for a loan.

Will my employer know if I get a loan?

No – not unless you choose to tell them. If your repayments are coming from payroll deduction, your employer will only know that money is being sent to Cambrian Credit Union. They will not know if the money is being taken to repay a loan or to build up your savings.

How do I pay into my savings

Choose from Standing order, Online banking, or through our app. Or why not save directly through you salary through Payroll Savings.

Cambrian Credit Union Limited

Sort Code: 08-92-50

Account Number: 67005527

For your reference please input your Cambrian member number

Transfers are processed at the following times Monday - Friday (Excluding bank holidays)

9.30am, 10:30am, 12:00pm, 2:00pm and 4:00pm.

For example if transfers are received at 10:00am these will be processed at 10.30am.  If transfers are received after 4:00pm these will be processed the following day (Excluding bank holidays and weekends)

What is the interest rate on my savings?

Your Cambrian Credit Union savings actively support your financial well-being and the local area. Although our savings accounts do not generate interest, because we are owned by our members, when we make a profit, we share that surplus in the form of dividends. These payments are drawn from the Credit Union's successful performance and returned to you, providing a local, ethical return on your savings. This model is vital: it guarantees that our profits stay right here, circulating within the local economy to benefit the community as a whole.

Warning: Late repayment can cause you serious money problems. For help with your account please contact our team on 0333 2000 601, email info@cambriancu.com or visit https://www.cambriancu.com/contact-us . For financial advice visit www.moneyhelper.org.uk