Engage Card
The ethical account from your local community bank
No credit checks and no lengthy applications. The Engage digital account is available exclusively to all Credit Union and Community Bank members… regardless of their financial circumstances.
Engage Card
The Engage Classic, Premium and Smartcash Junior Visa debit card accounts
Manage your account on-the-go
Our free mobile app makes it easier to access your account and manage your money wherever, whenever you want.

- Check your balance without the 10p fee charged at an ATM
- View transactions
- Set up your Money Management Tool to pay bills or to put money aside
- Request money from other Engage accounts
- Send money to other bank and Engage accounts
- View the latest cashback rewards
- Locate your nearest PayPoint
- Update your information
- Request a call back from the Engage Customer Service Tea
Engage Rewards
Fantastic rewards and offers available from national and local retailers when you use your Engage Visa debit card. You can have cashback rewards of up to 15% every time you use your Engage Visa debit card to pay for goods at any one of the following participating retailers.
Retailer
Argos | 4% |
Asda | 3% |
B&Q | 4% |
Belgo | 8% |
Bella Italia | 8% |
Café Rouge | 8% |
Carpetright | 8% |
Debenhams | 4% |
e-Careers | 15% |
e-careers.lifestyle | 15% |
Ernest Jones | 7% |
Goldsmiths | 12% |
H Samuel | 7% |
Halfords | 7% |
Hotel Exclusive | 5% |
Retailer
Hotel Stay UK Ltd | 5% |
Inspire Europe Ltd | 6% |
Laithwaite’s Wine | 6% |
Leslie | 7% |
Lovephotobooks | 15% |
M&S | 3.5% |
Nature’s Sunshine | 12% |
New Look | 7% |
Pizza Express | 8% |
Sainsbury’s | 4% |
SpaFinder Wellness | 8% |
Virgin Experience Days | 15% |
Wyevale | 7% |
Yo Sushi | 10% |
Engage Envelope – Money Management Tool
Want to take the stress and hassle out of paying your rent, mortgage, utilities, and phone bills? Your Engage account comes with a special feature that allows you to place money into virtual Envelopes so you don’t accidentally spend the cash you need to pay essential bills. Envelopes are simple to set up and can be done by the account holder or the credit union staff. Once set up you don’t need to worry about them. Money will be automatically ring fenced when it comes into your account.
Download our Envelope Help Guide below