Regular Savings

Regular Savings

Save regularly and be in with a chance to win £100

Save regularly and be in with a chance to win £100

Start saving from just £2.50 per week or £10 per month to ensure you have funds set aside for emergencies, unexpected bills, or specific savings goals such as a holiday. As an extra benefit, saving regularly also makes you eligible for our monthly £100 prize draw!

To be eligible we need to see your savings pot growing month on month from the activation of the account.

How do I open my account?

Simply Download our Mobile Banking App, complete our membership and you're good to go.

Join us today

Already a member?

If you're already a valued member, or have just completed your new membership, starting your savings journey is simple! Just give our friendly team a call on 0333 2000 601 or send us an email at info@cambriancu.com to request your new savings account. We're here and ready to help you every step of the way

The Power of Regular Savings

Building a savings habit is the best way to secure your financial future. When you save regularly with us, you're not just putting money away—you're building a path to achieve your dreams and protect yourself from unexpected emergencies.

  • Reach Your Goals: Whether you're saving for a new car, a family holiday, or a future wedding, a dedicated savings plan helps you get there faster.

  • Avoid Costly Debt: A strong savings cushion means you won't have to rely on expensive loans or credit cards when an emergency strikes.

  • Financial Peace of Mind: Even small, regular savings add up over time, giving you a safety net for things like unexpected bills or a "rainy day."

You can even pay in through payroll deduction, making it easier than ever to reach your goals. Start saving for your holidays, school uniforms, birthdays, or Christmas right here with us—it's the most reliable way to turn your financial dreams into a reality.

Savings FAQs

Have a question? Check below to see if it is answered in our Frequently Answered Questions.

How do I become a member

Download our Mobile App on the App Store or Google Play Store, click the Join button and follow the steps to become a member.

Are there any membership fees?

To use our products and services, there is now no joining fee.

Members must maintain a minimum of £5 in their account at all times to keep it active.

A yearly membership fee of £5 is charged on the anniversary of joining.  Junior members (Aged up to 15 years) do not pay a membership fee until they become an Adult Member (from 16 years of age)

Deposits can be made via a Payment Link which is sent once the online application is submitted.  Standing Order and Benefits are accepted.

For more information of our fees please click on this link

How much can I save?

Save as little or as much as you want but accounts can hold a maximum of £85,000.

Are my savings safe?

Yes. As a member of the Government-backed Financial Services Compensation Scheme, your total savings are protected up to the value of £120,000.

Can you withdraw from the Regular Saver account?

Withdrawals are permitted for accounts used exclusively for savings. However, if an account is linked to an active loan, it will remain restricted until the loan is fully repaid

What is the interest rate on my savings?

Your Cambrian Credit Union savings actively support your financial well-being and the local area. Although our savings accounts do not generate interest, because we are owned by our members, when we make a profit, we share that surplus in the form of dividends. These payments are drawn from the Credit Union's successful performance and returned to you, providing a local, ethical return on your savings. This model is vital: it guarantees that our profits stay right here, circulating within the local economy to benefit the community as a whole.

When will the Prize Draw be announced?

A eligible member will be picked randomly and contacted up to 10 days after the following month

How much is the Prize Draw?

One eligible member will have the chance to win £100 per month, which will be paid directly into their credit union account

How can I be eligible to be entered into the Prize Draw?

To be eligible for the draw, members must save at least £2.50 per week or £10 per month into their Regular Savers Account and we would need to see your savings pot growing month on month from the activation of the account.

How do I pay into my savings

Choose from Standing order, Online banking, or through our app. Or why not save directly through you salary through Payroll Savings.

Cambrian Credit Union Limited

Sort Code: 08-92-50

Account Number: 67005527

For your reference please input your Cambrian member number and reason - Example - XXXXXX Regular Savings

Warning: Late repayment can cause you serious money problems. For help with your account please contact our team on 0333 2000 601, email info@cambriancu.com or visit https://www.cambriancu.com/contact-us . For financial advice visit www.moneyhelper.org.uk