Moneyworks Payroll Saving

Moneyworks Wales - Save through your salary

Want to improve your financial wellbeing? Save money or pay loans directly from your salary

Are you employed by one of our partners?

Cambrian Credit Union has arrangements with over 50 local companies, local authorities and health services to enable our members to make savings or pay loans directly from their wages.

Simply download a payroll deduction form and send to and start today!


  • Adferiad Recovery
  • ADRA
  • Affinity Healthcare
  • Airbus
  • Archwood Group
  • Ardagh
  • AVOW – Association Of Voluntary Organisations Of Wrexham
  • Baavet
  • Bangor University
  • Betsi Cadwalar University Health Board
  • CAIS
  • Cartrefi Cymru
  • Cartrefi Conwy
  • Clifford Jones Timber
  • Clwyd Alyn
  • Cooptions
  • Conwy Connect For Learning Disabilities
  • Conwy County Borough Council
  • Conwy County Borough Council Teachers
  • Craig Bragdy Design
  • CVSC
  • Cymryd Rhan
  • Denbighshire County Council
  • Flintshire County Council
  • Grwp Cynefin
  • Grwp Llandrillo Menai
  • Gwynedd Council
  • Hafal
  • Homeinstead
  • HYDRO Aluminium Deeside
  • Isle Of Anglesey County Council
  • Jackson Fire & Security Solutions
  • Kim Inspire
  • Mark Water Pumps Limited
  • Martines Childcare
  • Mon CF
  • Natural Resources Wales
  • Net World Sports
  • Newtown And Llanllwchaiarn Town Council
  • North Wales Housing Association
  • Nu Instruments
  • Pennysmart CIC
  • Pilgrim's UK Lamb Ltd
  • Powys County Council
  • Powys Teaching Health Board
  • Public Health Wales
  • Rhyl City Strategy
  • Splash Community Trust Plas Madoc
  • South Denbighshire Community Partnerships
  • Thorncliffe Building Supplies
  • TRB
  • Velindre University NHS Trust
  • WCVA
  • Welsh Ambulance Service
  • Welsh Government
  • Welsh Women’s Aid
  • Wrexham County Borough Council
  • Wrexham University

Why should I payroll save?

Being part of a payroll scheme benefits staff and employers.

Save direct from your salary with Cambrian Savings & loans.

Watch your savings grow with automatic transfers direct from your salary to your savings account.

Build financial resilience and improve your financial wellbeing

Stress-free payments straight from your salary, so you never miss a repayment.

Receive a 1% per month discount on our normal interest rate

Become our newest payroll partner

Become a payroll partner today and help support financial wellbeing for you and your team.

We are trusted

Check out our latest Trustpilot reviews

Payroll savings FAQs

Have a question? Check below to see if it is answered in our Frequently Answered Questions.

How do I become a member?

Download our Mobile App on the App Store or Google Play Store, click the Join button and follow the steps to become a member.

Are there any membership fees?

Every member of Cambrian Credit Union must keep £5 in their share account at all times. – annual membership fee of £3 taken on the anniversary of joining the credit union.

Fee increases from September 1st 2024 - find out more here

How much can I save?

Save as little or as much as you want but accounts can hold a maximum of £85,000.

How long do I have to save for before I apply for a loan?

Cambrian Credit Union does not currently require a member to save before they apply for a loan.

Will my employer know if I get a loan?

No – not unless you choose to tell them. If your repayments are coming from payroll deduction, your employer will only know that money is being sent to Cambrian Credit Union. They will not know if the money is being taken to repay a loan or to build up your savings.

Warning: Late repayment can cause you serious money problems. For help with your account please contact our team on 0333 2000 601 or visit For financial advice visit