Junior Savers
Start their saving journey
What’s your little one dreaming of? Help them save for it!

How to open a Junior account?
To set up a Junior account you must already be a member with Cambrian Credit Union. Accounts are opened in the child's name, with the adult member acting as a trustee.
Simply complete our Junior Membership Application Form and our team will be in contact for additional information and documentation. If you need support please call 0333 2000 601 or email info@cambriancu.com to speak to a member of our team who will then assist in the set up.
A copy of the Junior member’s birth certificate or passport will be required to open the account.
Junior Savings FAQs
Have a question? Check below to see if it is answered in our Frequently Answered Questions.
Download our Mobile App on the App Store or Google Play Store, click the Join button and follow the steps to become a member.
To become a Junior member a Parent or Person with Parental Responsibility must complete our Junior Members application form. Please note the Parent / PR must be a member of Cambrian Credit Union. Once completed our team will contact you for the additional documentation needed to complete the application
To use our products and services, there is now no joining fee.
Members must maintain a minimum of £5 in their account at all times to keep it active.
A yearly membership fee of £5 is charged on the anniversary of joining. Junior members (Aged up to 15 years) do not pay a membership fee until they become an Adult Member (from 16 years of age)
Deposits can be made via a Payment Link which is sent once the online application is submitted. Standing Order and Benefits are accepted.
For more information of our fees please click on this link
Save as little or as much as you want but accounts can hold a maximum of £85,000.
Yes. As a member of the Government-backed Financial Services Compensation Scheme, your total savings are protected up to the value of £120,000.
Your Cambrian Credit Union savings actively support your financial well-being and the local area. Although our savings accounts do not generate interest, because we are owned by our members, when we make a profit, we share that surplus in the form of dividends. These payments are drawn from the Credit Union's successful performance and returned to you, providing a local, ethical return on your savings. This model is vital: it guarantees that our profits stay right here, circulating within the local economy to benefit the community as a whole.
Choose from Standing order, Online banking, or through our app. Or why not save directly through you salary through Payroll Savings.
Cambrian Credit Union Limited
Sort Code: 08-92-50
Account Number: 67005527
For your reference please input your Cambrian member number and reason - Example - XXXXXX Junior Savings
The account will be managed by you, the adult trustee, until you pass control over to the Junior Saver at age 16. The account will then be converted to an adult membership account (although loans are not permitted until the age of 18). The junior members will then take control of the account.
Warning: Late repayment can cause you serious money problems. For help with your account please contact our team on 0333 2000 601, email info@cambriancu.com or visit https://www.cambriancu.com/contact-us . For financial advice visit www.moneyhelper.org.uk