Christmas Savers

It’s the most wonderful time of the year!

Star saving today and take the stress out of Christmas

Christmas can be expensive and a stressful time of year, but a little pre-planning can make a huge difference. Our Christmas Savings Account is created to help you get the costs of Christmas wrapped up. Saving now can take the stress out of Christmas, giving you more time to spend with your loved ones.

It’s difficult to pay for Christmas out of December’s pay packet alone, so it makes sense to save up as much as you can beforehand.

The earlier you start saving, the less you need to put aside each month. Even a small amount over a few months can make a big difference.

With our Christmas Savings account you can save from the 1st of January through to the 1st of October when you have access to transfer or withdraw to spend on making Christmas that extra special.

Save from 1st January to 1st October

Save as little or as much as you wish

Easy and hassle free

Reduces stress

Remember – If you need to access the savings before the 1st of October you cannot re-open your Christmas savings account until the following January.

Christmas Savings FAQs

Have a question? Check below to see if it is answered in our Frequently Answered Questions.

How do I become a member

Download our Mobile App on the App Store or Google Play Store, click the Join button and follow the steps to become a member.

Are there any membership fees?

Every member of Cambrian Credit Union must keep £5 in their share account at all times. An annual membership fee of £3 taken on the anniversary of joining the credit union.

When can I access my Christmas savings

Your Christmas Savings account is locked from January 1st to October 1st . If you need to make a withdrawal from your Christmas savings before October 1st, then we will transfer the full balance to your account and close the Christmas account. Members may restart their Christmas account from January 1st the following year.

How much can I save?

Save as little or as much as you want but accounts can hold a maximum of £85,000.

Are my savings safe?

Yes. As a member of the Government-backed Financial Services Compensation Scheme, your total savings are protected up to the value of £85,000.

How do I pay into my savings

Choose from Standing order, Online banking, Cash at one of our branches or through our app. Or why not save directly through you salary through Payroll Savings.

Warning: Late repayment can cause you serious money problems. For help with your account please contact our team on 0333 2000 601 or visit For financial advice visit