Christmas Savers Top-up

Christmas Savers Top-Up Account

New for 2025 Save for Christmas with Cambrian and we will even top-up your savings pot*

Christmas Savers

Christmas can be an expensive and stressful time of year, but a little pre-planning can make a huge difference. Our Christmas Savings Account is created to help you get the costs of Christmas wrapped up.

When you save into a Christmas Savers account with Cambrian you will also receive a top up from us to you.

Simply save into your account between the 1st of January 2025 to the 1st of October 2025 and your final total will have an extra top up*.

Terms and Conditions apply

Step 1 - Become a member and open an account

Become a member and Open a Christmas Savers account

  • Download our Mobile Banking App, complete our membership forms, provide your membership fees and your good to go.

  • Once your membership is complete simply contact our team on 0333 2000 601 or email info@cambriancu.com with your member number and request to set up a Christmas Savers account.

  • The Christmas Savers Account will then show on your Online Banking platform and mobile App.

Step 2 - Save regularly into your Christmas Savers account

You can save into your Christmas Savers Account by:

Simply save into your account between the 1st of January to the 1st of October 2025 and your final total will have an extra top up*.

*Only savings received between 1st January 2025 and 1st October 2025 are eligible for top up.  Any previous savings will not be eligible

Step 3 - We top up your Christmas savings pot*

Once you have saved into your Christmas savers account we will top up your account then release the funds for you to spend.

  • Save £100 and get £1 for free
  • Save £200 and get £2 for free
  • Save £300 and get £3 for free
  • Save £400 and get £4 for free
  • Save £500 and get £5 for free

Top ups are capped at £5 per member

Example:

  • Saved £110 you will receive a top up of £1, making the final total £111.
  • Saved £305 you will receive a top up of £3, making the final total £308.
  • Saved £550 you will receive a top up of £5, making the final total £555.

Terms and Conditions

Top up eligibility:

  • Open to new and existing members
  • Must save into a Christmas Savers Account between 1st January 2025 and the 1st October 2025
  • Top ups capped at £5 maximum per member
  • Only savings collected between 1st January 2025 and 1st October 2025 will be counted towards top-up reward
  • If the Christmas account is closed before 1st October 2025 you will not be eligible for the top-up
  • Top-Up will be added to your Christmas Savers Account between the dates of October 1st 2025 and October 10th 2025

Christmas Savings FAQs

Have a question? Check below to see if it is answered in our Frequently Answered Questions.

How do I become a member

Download our Mobile App on the App Store or Google Play Store, click the Join button and follow the steps to become a member.

Are there any membership fees?

To utilise our products and services, and to maintain those services Cambrian charge a one off set up fee for new members of £5,followed by a membership fee of £5.  The yearly membership fee is taken on the anniversary of joining the credit union.

To maintain activity of your account members must have £5 worth of shares in place at all times.

Deposits can be made via a Payment Link which is sent once the online application is submitted, Standing Order, Benefits or Cash over the counter at one of our branches.

For more information of our fees please click on this link

When can I access my Christmas savings

Your Christmas Savings account is locked from January 1st to October 1st . If you need to make a withdrawal from your Christmas savings before October 1st, then we will transfer the full balance to your account and close the Christmas account. Members may restart their Christmas account from January 1st the following year.

If I close my account early will I still receive the Top-Up?

No.  Once you close the account you will not be eligible for the Top-up value of the account.

How much can I save?

Save as little or as much as you want but accounts can hold a maximum of £85,000.

Are my savings safe?

Yes. As a member of the Government-backed Financial Services Compensation Scheme, your total savings are protected up to the value of £85,000.

How do I pay into my savings

Choose from Standing order, Online banking, Cash at one of our branches or through our app. Or why not save directly through you salary through Payroll Savings.

Cambrian Credit Union Limited

Sort Code: 08-92-50

Account Number: 67005527

For your reference please input your Cambrian member number

Transfers are processed at the following times Monday - Friday (Excluding bank holidays)

9.30am, 10:30am, 12:00pm, 2:00pm and 4:00pm.

For example if transfers are received at 10:00am these will be processed at 10.30am.  If transfers are received after 4:00pm these will be processed the following day (Excluding bank holidays and weekends)

Warning: Late repayment can cause you serious money problems. For help with your account please contact our team on 0333 2000 601, email info@cambriancu.com or visit https://www.cambriancu.com/contact-us . For financial advice visit www.moneyhelper.org.uk