About Us

Our Story

Cambrian Credit Union is a fair, ethical and responsible provider of financial products and services covering the counties of Anglesey, Conwy, Denbighshire, Flint, Gwynedd, Powys and Wrexham.

The Credit Union Difference

As a credit union we are owned and controlled by the people, or members, who avail of our services.

We operate to promote the well-being of our members. Profits made by us are returned back to our members in the form of reduced fees, higher savings rates and lower loan rates.

We are governed by a volunteer board of directors elected by you, our members, to manage our credit union.

All money saved with us is protected by the Financial Services Compensation Scheme - exactly the same as savings in a bank or building society.

We have arrangements with over 40 local companies, local authorities and health services to enable our members to make savings directly from their wages.

Our Mission & Values

‘Cambrian Credit Union exists to provide access to financial services for our community and to offer a responsible alternative to high cost credit’.

We believe in:

  • Respect
  • Trust
  • Excellence
  • Co-operation
  • Empowerment

Our Vision

Wales will be a place where the financially vulnerable do not fall victim to high cost lenders.

We will have a growing membership in control of their finances by being a well known source of fairly priced credit, a safe place for savings and by promoting financial capability.

We will be a respected advocate for the credit union movement in Wales and a tireless opponent of high cost credit.

We will be attracting able and talented people and organisations to support our cause.

Cambrian CU Calendarium


Llandudno Credit Union was established to support the community following floods in the North Wales town of Llandudno.


North Wales Credit Union was established following the merger of Caledfryn credit union, Clwyd Coast credit union, Llandudno credit union, Wrexham credit union and Y Llechen Credit Union.


Hafren Credit Union merged with North Wales Credit Union


Renamed to Cambrian Credit Union.


Continued to support our members during the phases of lockdown restrictions by remaining open and improving our back office and online services.


Moved to a new office located on Rhyl high street.


New Flintshire office located in Holywell Kim inspire, the hub opened.


Launched our new website, new app and back office system to continue to support our current and new members.


Offering sign post services in hubs located in Gwynedd, Conwy, Wrexham and Denbighshire

We are trusted

Check out our latest Trustpilot reviews

We need Volunteers

Do you have the skills and knowledge to benefit the community we serve? We’d love you to join our team.