Save With Us

Build a better future for yourself and your local community by saving with Cambrian savings & loans.

Benefits of regular saving

All members benefit from regular saving. It allows members to work towards their financial goals and gives them a cushion in an unforeseen financial emergency. Saving regularly reduces the need to borrow from costly sources of credit. Save with the credit union for your holidays, a new car, your wedding, school uniforms, a rainy day fund, birthdays or Christmas.

The ability and capacity to save money for the short or long term is an important step on the path to establishing financial wellbeing and to the building of assets. Even small, regular savings will grow and help you to meet those unexpected bills.

Every £1 saved is the equivalent to a single share.

Individual savings up to £85,000 are fully protected.

Savings are protected by the Financial Services Compensation Scheme.

Exact same protection as banks or building societies.

Save directly from your salary with payroll savings.

Deposit easily with our online banking services.

Be part of a financial co-operative supporting the community.

You can save a maximum of £85,000 in your credit union account.

Our Savings Policy

Unlike most ethical investments, your contribution will undoubtedly have a positive impact on your local community. We at the Cambrian Credit Union aim to provide a high quality, sustainable and accessible savings and loans co-operative, which is responsive to the needs of the local community and actively prevents the detrimental effects of poverty and financial exclusion.

The credit union provides a convenient and safe method of saving. Every £1 saved is the equivalent to a single share and members can save as little or as much as they choose but are encouraged to save on a regular basis. Savings can build up quickly once the habit has been established and members are encouraged to continue saving even when repaying a loan.

Junior savings

Saving for a child today is a great gift for their future. Not only can they start their adult lives with some savings, but getting kids involved early with saving also helps them learn important lessons about money.

Christmas savings

Christmas can be expensive and a stressful time of year, but a little pre-planning can make a huge difference. Our Christmas Savings Account is created to help you get the costs of Christmas wrapped up. Saving now can take the stress out of Christmas, giving you more time to spend with your loved ones.

Moneyworks Wales Payroll Saving

Want to improve your financial wellbeing? Save money or pay loans directly from your salary.

Prize Draw Account

Want a chance of winning while you save?

Save regularly into a Prize Draw Account and be in with a chance to win Big Prizes monthly!

Savings FAQs

Have a question? Check below to see if it is answered in our Frequently Answered Questions.

How do I become a member

Download our Mobile App on the App Store or Google Play Store, click the Join button and follow the steps to become a member.

Are there any membership fees?

Every member of Cambrian Credit Union must keep £5 in their share account at all times. An annual membership fee of £3 taken on the anniversary of joining the credit union.

Fee increases from September 1st 2024 - find out more here

How much can I save?

Save as little or as much as you want but accounts can hold a maximum of £85,000.

Are my savings safe?

Yes. As a member of the Government-backed Financial Services Compensation Scheme, your total savings are protected up to the value of £85,000.

How do I pay into my savings

Choose from Standing order, Online banking, Cash at one of our branches or through our app. Or why not save directly through you salary through Payroll Savings.

Warning: Late repayment can cause you serious money problems. For help with your account please contact our team on 0333 2000 601 or visit For financial advice visit