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February 2018 Board Meetings

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The Board met 3 times in February. The approved minutes for the various meetings are below 1st February 2018 15th February 2018 21st February 2018

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Home improvements

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Spring is traditionally the time when we think about home improvements. Ann Francis of Cambrian Credit Union explains how to ensure upgrading your home doesn’t break the bank. There’s something about spring that makes us all look at our homes in a new light. Whether it’s the sunshine, the feeling of nature

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January 2018 Board Meeting

The minutes for the Meeting held on 17th January 2018

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Counting the Cost of Christmas

It’s never too early to save for Christmas, or any special occasion according to Ann Francis of Cambrian Credit Union.  If you are now counting the cost of Christmas 2017, you are not alone. According to debt advice charity National Debtline, 7.9 million people in Britain said they would fall behind on

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Make your money go further this Christmas

With just weeks to go before Christmas there’s still time to enjoy the festive fun without suffering a financial hangover, Ann Francis explains how. The average British family spends more than £800 on food, drink, cards and decorations at Christmas, and the Money Advice Trust suggests that one in four of us

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The secret to a Merry Christmas is avoiding a financial hangover

As the stores gear up for the festive spending season, Ann Francis of Cambrian Credit Union offers some timely tips to ensure you don’t end up with a painful financial headache in the New Year. According to a recent study by TSB, Brits are planning to spend £427 this Christmas, however the

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North Wales joins global movement to recognise Credit Unions

To mark International Credit Union Day, Ann Francis explains that Credit Unions across Wales will get together to celebrate the difference the movement is making to our communities. Credit Unions across Wales are joining a global movement this month to celebrate International Credit Union Day on October 19. In Wales, we are

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Budgeting tips for students

As thousands of Welsh students head off to Fresher’s Week, Ann Francis of Cambrian Credit Union offers a few budgeting tips. There’s little question that financially, things are tougher than ever for students. According to Which magazine, four in 10 first year under-graduates said they found managing money tricky. There’s more than

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Engage in the savings habit

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Ann Francis of Cambrian Savings and Loans looks at why money-savvy people from all walks of life are getting the savings habit. If you are anything like me, you won’t be able to resist a bargain. I’m a strong believer in the adage a penny saved is a penny earned, and so

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Visiting MP and AM back revamped credit union offices

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Arfon MP Hywel Williams and AM Sian Gwenllian have given their backing to the relaunch of Cambrian Credit Union’s Caernarfon Office. They have pledged their support for the community-based financial organisation and urged locals to consider taking up low-cost financial support services. Mr Williams said: “This is an excellent resource for the

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The smart, budget way for a holiday to remember

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Regular readers of this column will notice a change of face, as Chris Kay has now left Cambrian Credit Union. We would like to thank him for all of his work over the last five years, both as chair and CEO, and wish him the very best for the future. I have

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Caernarfon Office Refurbishment

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Please be aware that our Caernarfon Office is currently closed for refurbishment. Please read the poster below for further details, including the availability of a temporary collection point.

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The egg that gets bigger every year

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As the UK gets ready for a long weekend of indulgence, Chris Kay suggests treating children with a different kind of egg. At the risk of putting you off your Cadbury’s Creme Egg, apparently every child in the UK receives an average of 8.8 Easter eggs every year. Not only is this

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It pays to get the saving habit

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Putting money aside regularly, even when you take out a loan helps to develop a saving habit with long-term benefits, says Chris Kay. As a credit union, one of our central aims is to promote financial responsibility, so it’s fantastic to see research by the Fairbanking Foundation found that 67 per cent of credit

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Rhyl Office Refurbishment

We are refurbishing the front of our Rhyl Office. This has required us to put up scaffolding outside the office but it is still open as normal apart from Thursday March 2nd when we will be closed all day.

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Annual General Meeting – Audited Accounts

Following our well attend Annual General Meeting, we are posting our Auditor’s Report which can be downloaded here.

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The credit union difference

As Valentine’s Day gets closer, members of Cambrian have been sharing what they love about their credit union, and it’s quite frankly humbling, says Chris Kay. People often ask what’s the difference between a bank, a building society and a credit union. On the face of it we’re pretty similar and all

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Annual General Meeting

The Annual General Meeting of Cambrian Credit Union will be held on 9 February at 18.00 at Porth Eiras in Colwyn Bay. Our members own Cambrian Credit Union. The AGM is their opportunity to have a say in its future. Here are the documents which are being sent to all members in

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Resolve to get in control of your finances

Debt charities across the UK are expecting their busiest January in years after shoppers overspent at Christmas. Chris Kay looks at how it pays to keep tabs on your finances. This month tens of thousands of people in this country have found themselves in the highest levels of debt for years purely

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Text Balance Enquiries

Following on from the launch of our On Line Balance Transfer requests, we are now pleased to announce text balance enquiries and transfer requests. For more information on all the ways that money can be withdrawn click here.

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