Latest news

Budgeting tips for students

As thousands of Welsh students head off to Fresher’s Week, Ann Francis of Cambrian Credit Union offers a few budgeting tips. There’s little question that financially, things are tougher than ever for students. According to Which magazine, four in 10 first year under-graduates said they found managing money tricky. There’s more than

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Engage in the savings habit

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Ann Francis of Cambrian Savings and Loans looks at why money-savvy people from all walks of life are getting the savings habit. If you are anything like me, you won’t be able to resist a bargain. I’m a strong believer in the adage a penny saved is a penny earned, and so

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Visiting MP and AM back revamped credit union offices

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Arfon MP Hywel Williams and AM Sian Gwenllian have given their backing to the relaunch of Cambrian Credit Union’s Caernarfon Office. They have pledged their support for the community-based financial organisation and urged locals to consider taking up low-cost financial support services. Mr Williams said: “This is an excellent resource for the

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The smart, budget way for a holiday to remember

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Regular readers of this column will notice a change of face, as Chris Kay has now left Cambrian Credit Union. We would like to thank him for all of his work over the last five years, both as chair and CEO, and wish him the very best for the future. I have

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Caernarfon Office Refurbishment

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Please be aware that our Caernarfon Office is currently closed for refurbishment. Please read the poster below for further details, including the availability of a temporary collection point.

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The egg that gets bigger every year

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As the UK gets ready for a long weekend of indulgence, Chris Kay suggests treating children with a different kind of egg. At the risk of putting you off your Cadbury’s Creme Egg, apparently every child in the UK receives an average of 8.8 Easter eggs every year. Not only is this

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It pays to get the saving habit

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Putting money aside regularly, even when you take out a loan helps to develop a saving habit with long-term benefits, says Chris Kay. As a credit union, one of our central aims is to promote financial responsibility, so it’s fantastic to see research by the Fairbanking Foundation found that 67 per cent of credit

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Rhyl Office Refurbishment

We are refurbishing the front of our Rhyl Office. This has required us to put up scaffolding outside the office but it is still open as normal apart from Thursday March 2nd when we will be closed all day.

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Annual General Meeting – Audited Accounts

Following our well attend Annual General Meeting, we are posting our Auditor’s Report which can be downloaded here.

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The credit union difference

As Valentine’s Day gets closer, members of Cambrian have been sharing what they love about their credit union, and it’s quite frankly humbling, says Chris Kay. People often ask what’s the difference between a bank, a building society and a credit union. On the face of it we’re pretty similar and all

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Annual General Meeting

The Annual General Meeting of Cambrian Credit Union will be held on 9 February at 18.00 at Porth Eiras in Colwyn Bay. Our members own Cambrian Credit Union. The AGM is their opportunity to have a say in its future. Here are the documents which are being sent to all members in

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Resolve to get in control of your finances

Debt charities across the UK are expecting their busiest January in years after shoppers overspent at Christmas. Chris Kay looks at how it pays to keep tabs on your finances. This month tens of thousands of people in this country have found themselves in the highest levels of debt for years purely

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Text Balance Enquiries

Following on from the launch of our On Line Balance Transfer requests, we are now pleased to announce text balance enquiries and transfer requests. For more information on all the ways that money can be withdrawn click here.

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On Line Balance Transfer Requests

We have added the ability to request a transfer from your Savings to a nominated Bank Account via our On Line Services. Requests can be made with at any time and will be dealt with transfers taking place at 10am,  12 pm and 4pm during normally office hours. To Register for On

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Debt Row Reality for Millennials

As we look forward to Christmas, new research has revealed how a generation has become reliant on high-cost borrowing for basics like food and rent. Chris Kay looks at the dangers facing ‘Millennial’ borrowers. Christmas is a time when we all over-indulge, including financially, and many of us have faced that sinking

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The Credit Union Difference

If you caught some of the activity around International Credit Union Day at he end of last month, you may have wondered what the difference is between a credit union and a high street bank? Chris Kay explains the credit union difference. In October, Cambrian was part of a global movement to

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New Website

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Cambrian Credit Union are proud to announce the launch of their new website.

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Help Welsh people say no to debt row

Over the coming two months we will be working to highlight the savings and debt issues that are consigning so many people in Wales to a debt sentence. It is a sentence that can start at a worryingly young age. In August, a study for Money Advice Trust found that more than

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How to avoid a summer holiday financial burn

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Holiday season is upon us and with the pound falling against other currencies Chris Kay looks at how to avoid a financial hangover this summer. As many of us prepare to jet off to warmer climbs, recent events have left some feeling uncertain about their summer trip overseas. The holiday market can

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Leading staff towards a sound financial future

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With studies showing that household debt is rising and 35 per cent of people have no savings to fall back on, Chris Kay explains how businesses small and large can help staff enjoy a more financially secure future. Payroll saving is easy as ABC – a nominal amount of money is taken

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